Build it yourself
2 days to 2 weeks
for a usable three-way model
- Starts from a blank workbook
- Every statement linked by hand
- Breaks the moment the business changes
Make the big calls on
real numbers, not gut feel.
Talk through what drives your business, and Pellucid builds a linked P&L, Cash Flow and Balance Sheet in Excel; then answers your what-if questions in seconds.
Starts from the accounts you already keep
- Xero
- QuickBooks
- Zoho Books
- MYOB
- Microsoft Excel
The problem
You know the business.
Entering data and building a model is an absolute pain.
Business owners understand their business, know their customers, and have a clear idea of what they want to achieve. Turning that knowledge into a reliable financial model is difficult.
Forecasts are how you make good decisions, and how you show investors and lenders that the business is thriving and well managed. Building a reliable, connected model takes too much time, expertise, and money.
Ask a general AI chatbot
Hardcoded guesses
you can't check or build on
- Hardcoded values instead of formulas
- No way to trace where a figure came from
- Change one assumption and start again
Pellucid
Built for thisOne conversation
to a model you own in Excel
- Driver-based, with live Excel formulas
- P&L, Cash Flow and Balance Sheet linked
- Change a driver and all three update
How it works
A real three-way financial model,
without the Excel degree.
Describe the business, bring the history you already keep, and name what drives it. Pellucid builds the model.
We sell on monthly retainers and keep our books in Xero.
P&L and Balance Sheet imported
01
Describe your business
Tell Pellucid what you sell and how you operate, then bring the history from the accounts you already keep. Link Xero, QuickBooks or Zoho, or paste statements from MYOB or any other system.
02
Name the drivers
Tell Pellucid what drives the main activities of the business, such as customers, price, headcount and cost per unit. Those drivers become the assumptions behind every figure.
03
Generate the forecast
Pellucid builds a linked three-way forecast in Excel. The P&L, Cash Flow and Balance Sheet share live formulas, so you can inspect it, edit it and send it to your accountant.
Ask Pellucid
Just ask it.
There's your answer.
Type the question you'd normally take to your accountant. Pellucid changes the right drivers, runs them through your model and explains what it means in plain English.
- Answers come from your model, not a guess
- One change updates all three statements
- Every figure traces back to a formula
Assumes no change in customer numbers. Want me to model 3% churn as well?
Price +5% from July
Annual revenue+$71,200
Cash at 12 months$248,600
Driver
Active customers
1,000 → 1,300
Profit & Loss
Revenue up
Profit up
Cash Flow
Receivables move
Cash changes
Balance Sheet
Assets update
Still balances
Revenue = Customers × Price
Driver-based model
Change one number.
Watch it all update.
Pellucid models what actually drives your business, like customers, price, headcount and cost per unit. Move a driver and your P&L, Cash Flow and Balance Sheet update together, because they're properly linked.
Scenarios
Plan for more than one future.
Test a downside, base and upside case by changing a single driver, then see revenue, profit, cash and runway side by side.
Actuals vs forecast
See exactly where the month went.
Pellucid lines up what happened against the plan by account and period, flags the biggest variances and traces each one back to the driver behind it.
| Account | Forecast | Actual | Var % |
|---|---|---|---|
| Sales revenue | 118,200 | 106,400 | −10.0% |
| Wages | 67,500 | 69,100 | +2.4% |
| Rent | 8,400 | 8,400 | 0.0% |
Sales gap traces to 41 fewer new customers than forecast.
Who it's for
For founders, owners, and advisors
who need a forecast they can defend.
Raising a round, running the business, or building the model for a client.
Startups and founders
Walk into the investor meeting with a model that holds up.
- Your first investor-ready forecast
- Know your runway and how much to raise
- Formulas investors can inspect
Small and medium businesses
Know exactly what you can afford before you commit.
- Starts from your Xero, QuickBooks or Zoho
- Test hires, price changes and new sites
- Track actuals against the plan monthly
Accountants and advisors
Build and update client models in a fraction of the time.
- FAST-aligned workbooks every time
- Variance analysis down to the driver
- Turn compliance clients into advisory
Why Pellucid
AI builds the model.
You own the Excel.
No black box and no new platform to learn. Everything Pellucid builds is a normal Excel workbook you can open, check, change and share.
Your data stays in your workbook
No training on your data and no stored copies of your spreadsheet.
Aligned to the FAST Standard
Flexible, Appropriate, Structured and Transparent, so the model stays consistent and easy to audit.
Inspect every formula
No hardcoded values. Click any cell and see exactly how it was calculated.
Driver-based, not guesswork
Revenue is customers times price. Wages are headcount times salary. Change the cause, not the total.
Share it with anyone
Send it to your accountant, your board or an investor. They just need Excel.
No proprietary format
It's a standard Excel file, so your model always opens, works and belongs to you.
Pricing
One plan.
No surprises.
A professional three-way model usually costs days of an accountant's time to build and more to maintain. Pellucid gives you the model and the answers for a flat monthly fee, with nothing to configure.
Pellucid for Excel
Everything included
$50AUD per month
- Linked three-way forecast in Excel
- Xero, QuickBooks and Zoho, or paste from MYOB
- Ask Pellucid your what-if questions
- Scenarios and actuals vs forecast
- FAST-aligned, fully editable workbook
Install from Excel · Home → Add-ins → Pellucid Forecasting
Questions
Good questions, straight answers.
Still unsure? Email admin@8bits.company and a real person will reply.
Do I need to be good at Excel?
No. You describe your business in plain English and Pellucid builds the model. You only touch the formulas if you want to.
Is my financial data safe?
Your data stays in your workbook. Pellucid does not train on your data and does not keep a stored copy of your spreadsheet. See the Privacy Policy for the full detail.
What if I use MYOB or another accounting system?
Link Xero, QuickBooks or Zoho directly. If your accounts are in MYOB or another system, paste the P&L and Balance Sheet. Pellucid uses that history as the starting point.
How is this different from asking ChatGPT?
A general chatbot returns hardcoded guesses you can't trace or build on. Pellucid writes a driver-based Excel model with live formulas, linked across the P&L, Cash Flow and Balance Sheet.
Can my accountant work in the same model?
Yes. It's a normal Excel file. Send it to your accountant, your board or an investor. They only need Excel.
Which versions of Excel does it work with?
Microsoft 365 and Office 2021, on desktop or the web, wherever your licence lets you install add-ins.
Stop guessing.
Build your forecast today.
Install Pellucid from Excel Add-ins, tell it about your business and have a linked three-way forecast before your next big decision.
Open Excel → Home → Add-ins → Search "Pellucid Forecasting" → Add